Smarter Payment Solutions for

RETAIL & E-COMMERCE

SERVICE-BASED

SUBSCRIPTION

HIGH-RISK & SPECIALTY

RETAIL & E-COMMERCE

BUSINESSES

SwipeDigi delivers secure, affordable, and business-friendly payment processing

Built by business owners for business owners.

Most accounts approved in 24-48 hours. No setup fees.

How SwipeDigi Helps

Your Business.

Big payment processors work for themselves. We work for you. SwipeDigi helps you keep more of your money, access business-friendly credit, and finally get a payment partner that’s actually on your side.

We’re not Stripe. We’re not Square. We’re better.

SwipeDigi is designed to help you save money, grow faster, and simplify how you get paid.

Low-Cost, High-Security Payment Processing

Stop overpaying on transaction fees. SwipeDigi gives you enterprise-level payment solutions without the big-brand price tag.

Tailored Solutions for Your Business

Every business is different. Whether you're a startup, local service provider, or eCommerce brand, we customize your payment stack to fit you.

WHO WE SERVE

RETAIL & E-COMMERCE

SERVICE-BASED BUSINESSES

SUBSCRIPTION & MEMBERSHIP MODELS

HIGH-RISK & SPECIALTY INDUSTRIES

STARTUPS & SCALING BRANDS

FEATURES THAT SET US APART

SECURITY & COMPLIANCE

Peace of Mind, Built In.

Your transactions are fully encrypted, PCI-compliant, and backed by enterprise-level fraud protection, so you can focus on growth, not risk.

FAST FUNDING

Get Paid Without the Wait.

Choose next-day or even same-day deposits. More cash in hand means more flexibility to run and grow your business.

INTEGRATIONS

Fits Right Into Your Workflow.

Swipe Digi connects with your favorite platforms—Shopify, ClickFunnels, WooCommerce, and more. No extra tech headaches.

LOWER FEES

Keep More of What You Earn.

Our transparent pricing model saves clients thousands a year compared to Stripe or Square—without hidden charges.

High-Risk Approved. Low-Risk Optimized.

Get Approved Where Others Say No

HIGH-RISK BUSINESSES

Many business owners don’t realize they’ve been labeled high risk—until their payments get frozen or shut down.

In payment processing, risk isn’t black and white, it’s a spectrum. And it doesn’t take much to tip the scale.

You could be considered high risk if you:

Offer future deliverables (like events, pre-sales, or fulfillment delays)
Use recurring billing, trial offers, or subscriptions
Sell high-ticket products ($500+ per transaction)
Provide digital products or courses that are “subjective” in quality
Process over $20K/month consistently

You don’t have to sell CBD or firearms to get flagged. Even common business models like coaching, info products, or dropshipping can land you in the high-risk zone.

At SwipeDigi, We Don't Penalize You for Your Business Model

We work with every risk level, from startups to 7-figure brands.

Our team knows how to structure your merchant account for stability, approval, and long-term growth.

Reliable Payments Without the Surprise Freezes

MEDIUM-RISK BUSINESSES

Many businesses fall into the “gray zone” of payment processing—where you’re not high risk, but not quite low risk either.

That can mean unexpected holds, random account reviews, or sudden freezes—especially with Stripe, PayPal, or Square.

You might be considered medium risk if you:

Sell digital products or services with flexible outcomes (like consulting, marketing, coaching)
Offer event tickets, coaching packages, or delayed deliverables
Operate in online education, wellness, or SaaS
Process moderate monthly volume ($10K–$20K/month)
Serve niche or non-traditional markets (like crypto education or biz opps)

These aren’t risky businesses, they just get flagged by systems that don’t understand nuance.

At SwipeDigi, We Understand Your Business

You deserve a merchant account that won’t surprise you.

We specialize in helping medium-risk businesses stay stable, supported, and scalable without the headaches.

Lower Fees, Better Support, Smarter Growth

LOW-RISK BUSINESSES

If your business is considered low risk, you might think any payment processor will do. But here’s the truth:

Most are quietly costing you thousands in unnecessary fees.

Low-risk businesses typically include:

Brick-and-mortar or online retail shops
Professional services (accountants, attorneys, etc.)
Local home services (HVAC, electricians, etc.)
Beauty, wellness, and health providers
Businesses processing under $20K/month with low chargebacks

You're stable, dependable and overpaying if you're using Stripe, Square, or PayPal.

At SwipeDigi, You Get More for Less

We help low-risk businesses reduce processing fees, unlock real human support, and future-proof their payments with added flexibility and speed.

It’s not just about being safe. It’s about being smart.

Real Results from Real Business Owners

“No More Frozen Funds”

"Stripe froze our funds without warning. Swipe Digi got us approved fast and we haven’t looked back. Payments are smooth, reliable, and we feel in control again."

— Jordan K., CEO, Elevate Coaching Group

“Saved Us Thousands in Fees”

"We cut our payment processing costs by over 40% after switching to Swipe Digi. That alone added thousands back to our bottom line each month."

— Alicia R., Founder, FitFuel Supplements

“Approved When Others Said No”

"We process high-ticket services, and every other processor flagged us. Swipe Digi understood our business model, approved us quickly, and gave us peace of mind."

— Ethan B., Legal Consultant & Strategist